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Legal regulation of the strong customer authentication
Řehůlka, Karel ; Sejkora, Tomáš (advisor) ; Kotáb, Petr (referee)
Legal regulation of the strong customer authentication Abstract The subject of this rigorous thesis is the legal regulation of strong customer authentication. Its aim is to create an overview of the existing legal regulation of strong user authentication, to point out the shortcomings of this regulation, to propose related solutions and to evaluate the impact and effectiveness of its adoption. In the introductory part, the author first describes the existing legal regulation of payment transactions, the types of payment systems under which electronic payments are settled and analyses the individual payment services under the Czech payment transactions act and the persons authorized to provide them. The author concludes this section with a brief historical development of the regulation and an overview of the effective legislation in this area both in the Czech Republic and the European Union. In the next part, the author discusses the concept of strong customer authentication, the development of its legal regulation, its comparison at the EU and Czech level and then analyses its individual elements from the categories of knowledge, possession and inherence and the requirement for their mutual independence. This is followed by an analysis of the specific situations in which people authorized to provide...
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Legal regulation of payments
Hovorková, Nikola ; Kotáb, Petr (advisor) ; Vybíral, Roman (referee)
1 Abstract Legal regulation of payments The thesis deals with the topic of legal regulation of the payment transactions, which is an indispensable part of the economic life of each of us today. The right setting of the operation of the payment system ensures and directly influences the efficiency of economic exchange, whether at the national or international level, in cash or non-cash forms. Not only because of the importance of economic exchange, the thesis pays the main attention to the regulation of funds, i.e. of banknotes and coins, scriptural money as well as electronic money. The thesis aims to introduce the legal regulation of funds and the related use of modern electronic payment instruments, such as payment cards, internet banking, mobile banking and electronic wallets. In order to achieve the defined objective, the thesis discusses the amendment to Act No. 370/2017 Coll., On Payments, and the PSD2 Directive in the context of other legal regulations and financial market rules. The thesis is divided into four chapters that present the issues in question and whose subsequent outputs are summarized in the conclusion. The first chapter acquaints the reader with the definition of the payments, its historical development in the Czech Republic and its typology according to the basic distinguishing...
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